Government programs may offer special loans or incentives, or may help you find financing in the private sector.  Few government programs provide direct grants that do not have to be repaid.

• U.S. Small Business Administration (SBA)
  The SBA is an independent agency of the Executive Branch of the Federal Government. It is charged with the responsibility of providing four primary areas of assistance to American Small Business. These are: Advocacy, Management, Procurement, and Financial Assistance. Financial Assistance is delivered primarily through SBA’s investment programs, business loan programs, disaster loan programs, and bonding for contractors.
  
  The SBA provides information covering a broad range of financial topics including: the basics about raising capital for your organization, financing eligibility and preparation, SBA loan programs, contract surety bonds, understanding equity capital, special purpose loan programs, programs for SBA lenders and partners, and programs for special interest business groups.  Learn more about SBA-backed financial assistance.
  
• West Virginia Development Office
  The State of West Virginia has enacted several programs to foster economic development including tax incentives, financing, and workforce training investments. The West Virginia Development Office (WVDO) provides information on the state’s extensive incentives programs, work force development programs, and why companies are choosing to locate in West Virginia. The WVDO also offers information on West Virginia’s business climate, demographics, and online listings of available sites and buildings.
  
• West Virginia Small Business Development Center
  West Virginia Small Business Development Center (WVSBDC) is a division of the West Virginia Development Office and is funded by the State of West Virginia, the United States Small Business Administration, and College and University Partners.
  The WVSBDC promotes economic development through a program of practical, interrelated services, focused on providing assistance to existing small businesses and the emerging entrepreneur. The WVSBDC provides information covering over forty sources of capital including: venture capital, loans, and grants.
  

Non-profit organizations and commercial sites offer services as well as libraries of links to help with business financing.  Search the web using "business + financial + help" for many more resources.

• BusinessFinance.com
  BusinessFinance.com is a commercial database of over 4,000 sources of business capital than can be searched at no cost. A short questionnaire must be completed to specify your financing requirements and the search engine returns a list of matching funding sources.
  
• BusinessTown.com
  BusinessTown.com is a commercial site with free information and links to financing sources. It includes a helpful glossary of financing terms.
  
• IdeaCafe.com
  Idea Cafe's “Feast of Financing" provides 40+ pages of tips and tools to help you get the money your business needs.
  
• National Financial Services Network
  This network provides a state-by-state commercial directory for small business to local financial-related services.
  
• Non-Profit Finance Fund
  Nonprofit Finance Fund (NFF) is a nonprofit organization that serves the business needs of other nonprofits nationwide. They provide financial services -- chiefly loans -- and advisory services to help meet long-term strategic goals.
  
• SCORE - Counselors to America's Small Business
  SCORE is an organization of more than 12,000 volunteers who offer management counseling and training. As retired executives and business owners, they have extensive business experience and special skills. The counseling is confidential and free of charge. SCORE is sponsored by the U.S. Small Business Administration (SBA). To get a quick overview for financing your start-up business, SCORE provides a 60-second guide.
  
• StartupJournal.com
  StartupJournal publishes content from the editorial resources of The Wall Street Journal, WSJ.com, industry experts and StartupJournal's editorial team. StartupJournal.com lists current stories and extensive business resources focusing on the news and trends that affect businesses. From maxing out credit cards to your IPO, learn about the many methods entrepreneurs are using to finance their dreams.
  
• VFinance.com
  V-Finance is a commercial site providing free search of over 1800 venture capital firms, angel investors, sample business plan templates and other information. Some information requires a fee.
  

• “What is Capital”
  The Wisconsin Build-Your-Business site offers a concise overview of capital to help the business owner understand the options.